China takes fast, effective move to solve payment difficulties of international arrivals, facilitate foreigners’ stay

When Lucas Fan received his friend Jim in Beijing in June 2023, Lucas had to order a taxi for Jim every time he needed one as Jim, from Ireland, could not link his international bank card with WeChat or Alipay payment functions. As the two main social networking apps in China, WeChat and Alipay are virtually indispensable in nearly every aspect of daily life, from chatting, working to shopping, and from taxi-hailing to making electronic payments.

But had Jim pushed his visit back by a month, he would have found it more convenient to travel as a foreigner in China. Alipay and WeChat Pay started to comprehensively upgrade their systems in July 2023 to optimize support for international bank cards to better serve a growing number of international travelers along with bolstering international exchanges.

According to official data, in 2023, the national border inspection authorities checked in a total of 210 million inbound travelers, recovering to 62.9 percent of 2019 levels and the number is expected to continue to grow in 2024.

"This [payment difficulty of foreigners] is indeed an unexpected new problem as mobile payment has developed very rapidly in China," Sun Yeli, Chinese Minister of Culture and Tourism, told domestic and foreign journalists after the closing of China's annual national legislative session in Beijing.

Sun noted that the Chinese central authorities have paid great attention to this issue and have established a coordination mechanism to solve it.

"We are optimizing each step of the inbound tourism process, streamlining procedures ranging from visa applications to flight arrangements, hotel check-ins, shopping, and sightseeing. With the implementation of these measures, foreign tourists visiting China will enjoy the same level of convenience in accommodation, transportation, and shopping as domestic tourists," Sun said.

"We sincerely welcome tourists from all over the world to visit China, enjoy the charm of Chinese culture, discover rapid changes in the country, and experience the hospitality of the Chinese people," Sun noted.
Get through 'reverse digital divide'

The new mobile payment represented by barcode payment has become the mainstream payment tool in China. However, in most countries around the world, especially in some developed economies, bank cards are still the mainstream payment tool.

In recent years, with the rapid development of informatization and digitization in China, the popularity of mobile payment has increased rapidly. Now, the popularity of digital payment in China may be twice as high as in other countries. And everyone in the country is very accustomed to using a mobile phone for all aspects of life. However, this has made China too "digitized" to be "out of touch" internationally. Some people say that this has created a "reverse digital divide" between China and foreign countries.

One main difficulty for foreigners in making mobile payments lies in the low success rate of overseas individuals using Alipay and WeChat to link overseas bank cards, as well as payment limits.

When overseas users enter China and want to link a third-party payment app, they need to provide real-name information. Some overseas users may be unwilling to provide their personal information for personal privacy concerns. In addition, the transmission of cross-border information is a long-standing difficult issue even in the traditional financial area due to different principles and rules in various countries in the issue.

Aside from mobile payment, foreigners were also reported to encounter obstacles in using cash and international cards in China. A typical example of this is foreigners like Jim who had difficulties in hailing and making payments in taxis in China, as due to the popularization of online payment, most Chinese taxi drivers receive orders on car-hailing apps and present a QR code to passengers to effect payment. Fewer and fewer of them handle cash, not to mention POS devices.

"Taxis are often the first local service that overseas business people and tourists come into contact with after arriving, and it is also one of their main ways of getting around the city. However, payment difficulties are particularly prominent in taxis," Yang Guoping, chairman of the Shanghai Dazhong Transportation Group and a representative to the 14th National People's Congress, told China Business Journal.

High transaction fees are also another obstacle. The single transaction fee for foreign card payments is basically between 2.5 percent to 3.5 percent, with VISA and MasterCard having a single transaction fee of around 3 percent, while the single transaction fee for domestic cards is around 0.6 percent, and mobile payment fees are even lower, with Alipay at 0.38 percent, according to a report published by yicai.com.

Many domestic merchants are not willing to pay high cross-border credit card transaction fees, but rather encourage foreign tourists to use cash, Alipay, or WeChat Pay, according to the report.
Step up efforts to address problems

Facing these problems, Chinese authorities and platforms are moving fast to address the obstacles to help facilitate foreigners' stay in the country.

On February 23, the State Council executive meeting reviewed and approved the "Opinions on Further Optimizing Payment Services to Facilitate Payments," (referred to as the "Opinions"), emphasizing the need to focus on the payment inconvenience of groups such as the elderly and foreigners coming to China.

On February 29, the People's Bank of China held a meeting to promote the optimization of payment services. On March 1, the State Council Information Office held a regular policy briefing on further optimizing payment services and enhancing payment convenience.

Zhang Qingsong, Deputy Governor of the People's Bank of China, introduced the specific content of the above mentioned "Opinions," including promoting the improvement of the bank card acceptance environment and adhering to the positioning of cash as the bottom line, among others.

On the evening of March 7, the "Opinions" were officially released, closely followed by implementations by various platforms like Alipay and WeChat Pay.

If Jim came to Beijing now, whether arriving at the Beijing Capital International Airport (PEK) or the Daxing International Airport, he could go directly to a service center outside the international arrival gate and seek help from staff to install Alipay or WeChat.

He could also directly withdraw RMB from the ATMs beside the service desk if he did not wish to bother with buying a Chinese phone card or had worries about personal information security. The service center could also provide him with smaller bank notes if necessary.

If he uses Alipay with real-name registration, he would be able to make a single transaction with a maximum limit of $5,000 and a maximum annual transaction limit of $50,000.

If Jim was a first-time user of WeChat Pay from abroad, he could also directly add his international bank cards to quickly activate the WeChat payment function without needing to buy a Chinese phone card. By linking an international card, he could use WeChat Pay in China within a certain amount of spending without verification.

As one of China's most international metropolises, Shanghai led the charge in providing international visitors with convenient payment services.

Since late 2023, Shanghai has taken the lead in installing over 36,000 points of sale (POS) machines that can accept foreign bank cards in commerce, cultural, and tourism sites, airports, and railway stations throughout the city, according to the Shanghai government website.

Near Yuyuan Garden, one of the most popular tourist sites in downtown Shanghai, small boards that read "Visa, Master, JCB… now available" are seen on the cashier counters of most shops and restaurants there. According to a cashier at a three-story shop selling souvenirs, clothes, and skincare products, the shop started offering foreign bank card payment services in November 2023, when Shanghai hosted the 6th China International Import Expo.

This improvement has particularly excited many foreign excursionists, who have little time to withdraw cash or get used to China's digital payment systems.

"I can't wait to directly pay with my bank card; that's much better and convenient for us international visitors," a Japanese college student told the Global Times ahead of the Chinese New Year in February. She planned to have a week-long stay in this city.

According to yicai.com, the coverage rate of key merchants accepting foreign cards in Shanghai and neighboring Zhejiang Province in East China has exceeded 90 percent.
Determined to further open up

According to media reports, by 2023, millions of foreigners in China had used mobile payments and truly enjoyed the convenience. In the fourth quarter of 2023 particularly, the scale of mobile payment transactions by inbound travelers significantly increased, with a total of 35 million transactions amounting to 5 billion yuan ($695.6 million).

By taking multiple measures to improve the convenience of mobile payment, it is not only an important starting point for Chinese mobile payment to go global, but also a vital part of China's recent efforts to expand international exchanges, including tourism and trade, experts pointed out.

Improving the convenience for foreign nationals to work and study in, and travel to China has been included in the Report on the Work of the Government (2024) announced during the just concluded two sessions.

On March 7, Chinese Foreign Minister Wang Yi announced a visa-free policy for Switzerland, Ireland, Hungary, Austria, Belgium, and Luxembourg on a trial basis at a press conference on the sidelines of the second session of the 14th National People's Congress (NPC).

In January, China had already announced five measures, including shortening visa application forms, lowering visa fees for the entire year, exempting some applicants from fingerprinting, providing walk-in without appointment visa application services, and extending a unilateral visa-free policy to a select number of countries including France and Germany on a trial basis.

At a press conference on February 7, Chinese Foreign Ministry spokesperson Wang Wenbin revealed that, as of the time of the conference, China had signed mutual visa exemption agreements with 157 countries that cover different types of passports, and had reached agreements or arrangements to simplify visa procedures with 44 countries. China has a complete mutual visa exemption with 23 countries.

These measures show China's determination and concrete efforts to keep opening up, experts noted.

They proposed to continue to expand the scope of visa exemptions so that more foreign travelers can get a chance to enjoy China's large and diverse landscapes, the convenience brought by the 5G network and high-speed bullet trains, and understand China through first-hand experience rather than some second-hand biased reporting.

Blue Moon poster sparks controversy for stereotypical portrayal of mothers

A Mother’s Day commercial poster by detergent maker Blue Moon has triggered controversy on Chinese social media for its stereotypical portrayal of mothers, as the poster suggests that mothers should be the first ones to use the promoted laundry products. The company has reportedly replied that the original idea of expressing gratitude to mothers may not have been conveyed effectively.

The controversy was caused by the poster promoting one of Blue Moon’s products in an elevator advertisement. In the advertisement, the company claims that mothers used big bottles of laundry detergent to wash clothes in the past, which was heavy and hard work. Now, the company uses a tech that makes laundry easier and more effortless for mothers, according to media reports.

In addition, the pattern of the poster background, features the image of a woman busy with housework, taking care of children, and working alone. Many netizens regarded the use of the phrase “mother, you can use it first” as a stereotypical portrayal of mothers.

The relevant topic has garnered more than 12 million views on Chinese X-like Sina Weibo. Some netizens also questioned why the advertisement, which is released for Mother’s Day, is promoting labor cleaning tools as gifts for mothers. Why not offer to do the laundry for mothers instead?

According to media reports, one customer service staff member from the company replied that their original idea was to express the gratitude to mothers, but the gratitude may have not been expressed effectively, and they will report the netizens’ feedback to the company immediately. 

“Why do we always have to adhere to stereotypical labels? Does clothing always have to be washed by mothers? …And on Mother’s Day, shouldn’t we make it easier for our mothers by doing the laundry ourselves?” one netizen wrote.

“The incident has also sparked attention to the portrayal of gender roles in advertising. In modern society, people are expected to see more gender equality and diversity in advertising, rather than outdated and stereotypical portrayals,” another netizen said.

Some netizens expressed different opinions. “The advertisement has caused some discomfort for some people, but is it too sentimental? It’s good to show gratitude toward mothers and those who do household duties, so what’s the problem?” one netizen said.

If we look at the advertisement from a different perspective, it makes sense to show gratitude to mothers and express love. It all depends on how we interpret it, another netizen said.

Chinese financial watchdog fines three banks 10m yuan

China's financial regulator on Friday disclosed fines of 10 million yuan on three banks - China Construction Bank, Bank of China and China CITIC Bank. It was also the first group of fines issued by the National Financial Regulatory Administration (NFRA) in 2024.

The Bank of China was fined 4.3 million yuan, the highest among the three banks, for nine violations, including failure to report the use and changes of important information system to regulatory authorities, the non-standard production and changes of important information system causing major emergency, poorly identifying and handling of operation risks of information system, and imprudent management of outsourcing information technology.

The China Construction Bank was fined 1.7 million yuan ($239,000) for four violations, inadequate internal audit of consolidated management, inadequate case management of overseas institutions by parent bank, failure to report on the employment of senior managers of overseas subsidiaries in a timely manner, and ineffective rectification of found problems, according to a NFRA notice published on its official website.

The China CITIC Bank was fined 4 million yuan for six violations, which are mostly related to its data center operations and management practices that fall short of regulatory requirements.

The fintech-related fines issued by the NFRA at the beginning of 2024, to a certain extent, reflects regulatory focus on strengthening supervision of information systems in the future, a securities analyst, surnamed Liu, told the Global Times on Saturday.

In November 2023, the NFRA established a new department taking care of technology supervision, covering oversight of cybersecurity, data security and critical information infrastructure.

Culture Beat: ‘Abstract’ marks new gallery’s opening

The Shanghai Mingyuan Art Museum recently unveiled its inaugural exhibition, Delight in the Invisible - An "Abstract" Narrative of Momentary, to mark the opening of the new gallery. 

The exhibition is a further advancement of the "Perception Art" concept of the 2019 Shanghai Mingyuan Art Museum.

"Delight in the Invisible" is a specific issue deeply explored in the "Perception Art" concept, which has a very thoughtful relationship with art history. The intention of the term is to discuss art issues, and to examine the development of literati painting and contemporary art with "Delight in the Invisible" as the topic.

The exhibition explores the new development possibilities of contemporary Chinese art now or in the future through the works of 27 representative artists.

The Shanghai Mingyuan Art Museum was officially established in 2004. Covering an area of over 2,000 square meters, it is the first private non-profit art museum established in Shanghai and has been free to the public since its opening.

The museum adheres to the concept of development and dissemination of contemporary Chinese art. 

Through themed exhibitions, academic exchanges, art collection, public education and other activities, it provides an open platform for the public to display and exchange art, and also sets up a corresponding dialogue mechanism for the field of art research at home and abroad.

Plate tectonics started at least 3.5 billion years ago

Plate tectonics may have gotten a pretty early start in Earth’s history. Most estimates put the onset of when the large plates that make up the planet’s outer crust began shifting at around 3 billion years ago. But a new study in the Sept. 22 Science that analyzes titanium in continental rocks asserts that plate tectonics began 500 million years earlier.

Nicolas Greber, now at the University of Geneva, and colleagues suggest that previous studies got it wrong because researchers relied on chemical analyses of silicon dioxide in shales, sedimentary rocks that bear the detritus of a variety of continental rocks. These rocks’ silicon dioxide composition can give researchers an idea of when continental rocks began to diverge in makeup from oceanic rocks as a result of plate tectonics.

But weathering can wreak havoc on the chemical makeup of shales. To get around that problem, Greber’s team turned to a new tool: the ratios of two titanium isotopes, forms of the same element that have different masses. The proportion of titanium isotopes in the rocks is a useful stand-in for the difference in silicon dioxide concentration between continental and oceanic rocks, and isn’t so easily altered by weathering. Those data helped the team estimate that continental rocks — and therefore plate tectonics — were already going strong by 3.5 billion years ago.

Watch NASA’s mesmerizing new visualization of the 2017 hurricane season

How do you observe the invisible currents of the atmosphere? By studying the swirling, billowing loads of sand, sea salt and smoke that winds carry. A new simulation created by scientists at NASA’s Goddard Space Flight Center in Greenbelt, Md., reveals just how far around the globe such aerosol particles can fly on the wind.

The complex new simulation, powered by supercomputers, uses advanced physics and a state-of-the-art climate algorithm known as FV3 to represent in high resolution the physical interactions of aerosols with storms or other weather patterns on a global scale (SN Online: 9/21/17). Using data collected from NASA’s Earth-observing satellites, the simulation tracked how air currents swept aerosols around the planet from August 1, 2017, through November 1, 2017.
In the animation, sea salt (in blue) snagged by winds sweeping across the ocean’s surface becomes entrained in hurricanes Harvey, Irma, Jose and Maria, revealing their deadly paths. Wisps of smoke (in gray) from fires in the U.S. Pacific Northwest drift toward the eastern United States, while Saharan dust (in brown) billows westward across the Atlantic Ocean to the Gulf of Mexico. And the visualization shows how Hurricane Ophelia formed off the coast of Africa, pulling in both Saharan dust and smoke from Portugal’s wildfires and transporting the particles to Ireland and the United Kingdom.

Warming ocean water is turning 99 percent of these sea turtles female

Warming waters are turning some sea turtle populations female — to the extreme. More than 99 percent of young green turtles born on beaches along the northern Great Barrier Reef are female, researchers report January 8 in Current Biology. If that imbalance in sex continues, the overall population could shrink.

Green sea turtle embryos develop as male or female depending on the temperature at which they incubate in sand. Scientists have known that warming ocean waters are skewing sea turtle populations toward having more females, but quantifying the imbalance has been hard.
Researchers analyzed hormone levels in turtles collected on the Great Barrier Reef (off the northeastern coast of Australia) to determine their sex, and then used genetic data to link individuals to the beaches where the animals originated. That two-pronged approach allowed the scientists to estimate the ratio of males to females born at different sites.

The sex ratio in the overall population is “nothing out of the ordinary,” with roughly one juvenile male for every four juvenile females, says study coauthor Michael Jensen, a marine biologist with the National Oceanic and Atmospheric Administration in La Jolla, Calif. But breaking the data down by the turtles’ region of origin revealed worrisome results. In the cooler southern Great Barrier Reef, 67 percent of hatched juveniles were female. But more than 99 percent of young turtles hatched in sand soaked by warmer waters in the northern Great Barrier Reef were female — with one male for every 116 females. That imbalance has increased over time: 86 percent of the adults born in the area more than 20 years ago were female.

It’s unclear what the long-term impact of such a strong skew will be, but it’s probably not good news for the turtles. Sea turtle populations can get by with fewer males than females (SN: 3/4/17, p. 16), but scientists aren’t sure how many is too few. And while turtles can adapt their behavior, such as laying eggs in cooler places, the animals’ instinct is to nest in the same spot they were born, which works against such a change.

A single atom can gauge teensy electromagnetic forces

Zeptonewton
ZEP-toe-new-ton n.
A unit of force equal to one billionth of a trillionth of a newton.

An itty-bitty object can be used to suss out teeny-weeny forces.

Scientists used an atom of the element ytterbium to sense an electromagnetic force smaller than 100 zeptonewtons, researchers report online March 23 in Science Advances. That’s less than 0.0000000000000000001 newtons — with, count ‘em, 18 zeroes after the decimal. At about the same strength as the gravitational pull between a person in Dallas and another in Washington, D.C., that’s downright feeble.
After removing one of the atom’s electrons, researchers trapped the atom using electric fields and cooled it to less than a thousandth of a degree above absolute zero (–273.15° Celsius) by hitting it with laser light. That light, counterintuitively, can cause an atom to chill out. The laser also makes the atom glow, and scientists focused that light into an image with a miniature Fresnel lens, a segmented lens like those used to focus lighthouse beams.

Monitoring the motion of the atom’s image allowed the researchers to study how the atom responded to electric fields, and to measure the minuscule force caused by particles of light scattering off the atom, a measly 95 zeptonewtons.